Credit Analyst

Full Time1 week ago
Employment Information
Credit Assessment:

Evaluate creditworthiness of loan applicants by analyzing financial statements, credit reports, and other relevant documents.
Assess risk factors and determine the appropriate level of credit exposure.

Loan Origination:

Assist in the origination and processing of loan applications.
Work closely with clients to gather necessary information and documentation.


Prepare and review loan documentation to ensure accuracy and compliance with internal policies and regulatory requirements.

Financial Analysis:

Conduct financial analysis to identify trends, assess cash flow, and make recommendations for loan approvals or rejections.

Customer Interaction:

Communicate with clients to explain loan terms, answer queries, and provide guidance throughout the application process.


Stay abreast of regulatory changes and ensure compliance with lending policies and procedures.


Collaborate with other departments, such as risk management and legal, to facilitate a smooth loan approval process.


Prepare regular reports on loan origination activities and key performance indicators.

Qualifications and Skills:

Bachelor's degree in Finance, Business, Economics, or a related field.
A minimum of second class upper (2.1) from a reputable university.


2 - 6 years relevant experience in a financial institution or related field is desirable.