Job Description:

Work with the Control Manager to assess credit applications.
Conduct preliminary interviews with loan applicants.
Monitor the sales team for emerging risks and develop a robust system to identify, manage and control credit, market and operational risks.
Prepare timely, comprehensive and reliable credit risk reports to senior management and board on a regular basis.
Assist in the development of risk policies, procedures, and standards.
Review all loan documents and agreements to make sure they are all complete, valid and in accordance with the company's guidelines.
Assess the credit worthiness of existing or prospective clients.
Ensures proper documentation of credits by adhering to set documentation standards and procedures
Work out plans and strategies for delinquent customers and provide additional support with respect to exposures requiring legal action.
Review and analyze the delinquent portfolio to identify key causal factors, make recommendations and track them to ensure adequate and timely closure.
Carry out any other task as required from time to time.

Requirements:

HND/ B.Sc. Degree in Finance, Accounting, or related disciplines.
3 years of experience as an analyst in a similar company or related field.
Experience in Credit Sales & Marketing, Microfinance Bank is a major consideration.
Strong ethical behavior and the ability to work with sensitive financial information.
Excellent knowledge of loan application procedures and best lending practices.
Strong written and verbal communication skills.
Exceptional analytical skills, sound assessment and time management skills.


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