Relationship Officer (Loan Officers) at Trident Microfinance Bank recruitment

Full Time8 months ago
Employment Information

Job Description
The relationship officer would be responsible for the following:

  • Mobilization of customers for small business loans within Abuja and its environs, majorly Wuse, Utako, Garki, Kubwa markets, etc.
  • Generate leads into any of the Fast-Moving Consumer Goods (FMCG) markets through key distributor schemes.
  • Signing on, restaurants, supermarkets, pharmacies, food vendors (online & offline).
  • Contractors/Suppliers of NGOs etc.
  • Verification of clients’ home and shop addresses in compliance with company’s guidelines and procedures.
  • Participation in credit committee for loan appraisals where required.
  • Recovery of overdue loans while ensuring cordial and long-term relationship with customers through excellent customer service.
  • Appraising client’s business and capacity to service requested loan.
  • Capture all required information (i.e. client & guarantor’s name, address & image. Business image and address).
  • Post-disbursement monitoring.
  • Maintaining a healthy portfolio.
  • Any other responsibility assigned by the Bank.

Requirements

  • B.Sc. / HND or OND with 4 years experience in the microfinance industry).
  • Prior experience as a loan officer in a financial institution.
  • Good verbal and written communication skills
  • Strong negotiation and interpersonal skills
  • Candidate should be resident in Abuja or environs.

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Skills
Market ResearchSales PresentationsNegotiation Skills